Credit Analyst

  • Workforce Group
  • Victoria Island, Lagos, Nigeria
  • Jul 02, 2018
Full time Banking / Finance / Insurance

Job Description

Job Summary

  • The Credit Analyst will be responsible to determine the credit worthiness of people or companies applying for loans in the organization.


Main Duties and Responsibilities

  • Carefully analyze data and produce clear and objective reports
  • Routinely monitor loans for compliance
  • Adhere to credit policy and guidelines
  • Monitor corporate portfolio asset quality on an ongoing basis
  • Assess creditworthiness of existing or prospective clients
  • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
  • Complete ratio, trend and cash flows analyses and create projections
  • Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
  • Determine in depth the degree of risk involved


Job Requirements

  • Proven working experience as a credit analyst in a Microfinance Bank Analyst
  • Ability to analyze cash flows, leverage, collateral and customer strength
  • Strong communication and presentation skills


  • OND/HND/BSc in any relevant discipline

Job Benefits

Attractive Basic Pay.


Credit Manager, Financial Analysis-Research-Reporting



Application Method

Interested candidate should send updated copy of their CV’s to: using “Credit Analyst” as the subject of the mail.